JS Apna Ghar Solar Panel Financing For Your Ghar!


Premier Energy & JS GharApna Solar Panel Financing offers a comprehensive solution, from financing to installation of the solar panel system, with the best services provided through our energy partners. JS GharApna Solar Panel financing offers loan of up to Rs. 2 million, at a highly subsidized mark-up rate of only 6% per annum. Upon installation of solar panel system at your Ghar, you will experience an increase in your disposable income due to reduction in living expenses through declining electricity bills.

Solar Panel Specifications

All solar panel systems include 10 years warranty of panels & 25 years of performance.

Financing & Equity

JS GharApna Solar Panel Financing offers financing between Rs. 500,000/- and Rs. 2,000,000/-, depending on the number and size of the solar panels being Purchased, with minimum equity contribution of 25% of the financing amount.

 Lowest Mark-up Rate & Flexible Tenure

  • JS GharApna Solar Panel Financing is offered at a highly subsidized mark-up rate of only 6% per annum through a term loan – based on SBP refinance scheme
  • Flexible financing tenure is available for up to five (5) years, with repayments in monthly installments

Hassle-free Monthly Installments

Pay your monthly installment to JS Bank through the savings generated through solar panels. Below is a comparison table of electricity saved against financing amount:

Charges & Insurance

  • Processing Fees of Rs. 10,000/- plus FED
  • Mandatory insurance of solar panel solutions through reputed insurance partners
  • In case installment is not paid within due date then mark-up rate of 1 year KIBOR + 10% per annum is applicable

 Eligibility Criteria

  • Must be Computerized National Identity Card (CNIC) holder
  • Must be owner of the residence – where solar panels are to be installed

 Requirements for Getting Started

  • Open an account at JS Bank (Current or Savings)
  • Fill & sign JS GharApna Solar Panel Financing application form
  • Obtain quotation of solar panels’ system from the authorized energy partner of the Bank
  • Two (2) recent passport size photographs
  • Copy of CNIC/NICOP

Salaried Individuals

  • Last 3 Months’ Pay Slips of the customer
  • 6 Months’ Bank Statement (Salary Account)
  • Employment Certificate
  • Minimum Salary Requirement:
  • Rs. 40,000/- per month for permanent employees
  • Rs. 50,000/- per month for contractual employees
  • Minimum employment duration of 2 years (employment proof is required)


  • An average of Rs. 100,000/- balance per month
  • Proof of last 2 years of business
  • Last 1 year’s bank statement along with bank certificate for non JS Bank account holders
  • Maximum 3 bank statements for income clubbing
  • Must be an income tax payee

 Apply now for JS GharApna Solar Panel Financing by visiting your nearest JS Bank branch or call 0800-011-22

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